Life Insurance
HOW DO I CANCEL MY LIFE INSURANCE POLICY?
Question by levon:
How do I cancel my life insurance policy?
I just turned 19, my life insurance policy just started and I do not want it. I know that you can cancel it by stop paying for it, but what if it’s connected to my bank account?
CAN I GET LIFE INSURANCE WITH HEALTH PROBLEMS?
Question by mssimms:
Can I get life insurance with health problems?
I have sickle cell disease (Hemoglobin S), it can be life threatening but most people do live a full life. If I can get life insurance what is a good life insurance company?
WHO OFFERS CHEAPER AND BETTER TERM LIFE INSURANCE THAN PRIMERICA?
Question by aero guy:
Who offers cheaper and superior term life insurance than Primerica?
We just had a Primerica representative come in our home and try to tell us why we need life insurance.
I do concur my wife and I would like a term life insurance plan, but am not sure if I want to go with Primerica. They are not the cheapest and I read some good and bad things about them.
Can anyone advocate some substitute companies?
How is Transamerica? They seem to pop up in the top 10 insurance company list a lot.
Q&A: WHAT WOULD BE A GOOD LIFE INSURANCE POLICY?
Question by Me, myself and I:
What would be a good life insurance policy?
What is the difference between 10 and 20yr terms etc. What is the benefit of the whole life insurance? And why do those one’s cost much, much more?
What should the average 35yr old female enroll in. I am looking at probably 500,000. That’s way more then ten times the amount I earn in a year. Do they grow with interest?
So many question’s I know. But if anyone has the time to give me the basics I will appreciate it. Thank you.
HOW MUCH DO LIFE INSURANCE SALESMAN MAKE WHEN THEY GET A CLIENT SIGNED IN?
Question by sweetjen:
How much do life insurance salesman make when they get a client signed in?
My friend had recently passed his insurance exam with a reputed massive company. Since then he has been harassing me non-stop to get me to buy this life insurance policy. I was thinking there must be something in it for him. Just how much do they make PER CLIENT signed in?
I AM A LIFE AGENT. DOES THE CA DEPARTMENT OF INSURANCE ALLOW ME TO SELL LIFE INSURANCE TO IMMEDIATE RELATIVES?
Question by Nitz P:
I am a life agent. Does the Ca Department of Insurance grant me to sell life insurance to immediate relatives?
I am trying to sell life insurance. Is it against the Ca Department of Insurance to sell to immediate relatives like my parents, brothees and sisters?
HOW CAN I TRACE LOST LIFE INSURANCE POLIIES?
Question by astroservus:
How can I trace lost life insurance poliies?
My mom passed away recently.
We know there were four insurance policies naming each child as beneficiary.
The policies were whole life and were paid in full over fifteen years ago.
We have not found the actual policies and would not have bank records old enought to see who was paid.
Is there any place, web or service to help search for unclaimed policies?
Q&A: WHAT COMPANY PROVIDES A GOOD LOW COST LIFE INSURANCE POLICY FOR OLDER PEOPLE?
Question by Anthony:
What company provides a good low cost life insurance policy for older people?
My dad just retired, but he is stubborn and against getting a life insurance policy. I would like one to cover expenses he may leave behind and to take care of his wife, but he just doesn’t see the need for some reason. His wife (my mother) is also the same way and they are too old fashioned and set in their ways to change their way of thinking. My parents are not rich and does not have a lot of money saved up. As a result, I may have to pay it myself even though I am supporting my own family on a single income. Obviously, the older one gets, the more costly a life insurance policy becomes. Does anyone know of any good, reliable low cost life insurance companies out there? He doesn’t have any major problems, but it would be ideal if there are some that doesn’t require any health checks.
IS POLICY INFORMATION BETWEEN A LIFE INSURANCE AGENT AND A CLIENT CONFIDENTIAL?
Question by Jai:
Is policy information between a life insurance agent and a client confidential?
A third celebration seeks the following information for solicitation purposes: Name/Age/Type of Policy/ Face Value/Duration (how long the policy has been in effect)
Is it legally possible for this third celebration to partner with a life insurance agent to receive this information?
WILL A BENEFICIARY ON A LIFE INSURANCE POLICY RECEIVE ALL THE PROCEEDS IF THERE ARE DEBTS?
Question by bcyouletme:
Will a beneficiary on a life insurance policy receive all the proceeds if there are debts?
Say my mother has a life insurance policy for $ 100,000 and she passes away. She is not married and I would be the beneficiary on the policy. If she has individual debts like medical bills and automobile loans, would the policy pay those first, or would the funds pay to me? There really would not be any other money in the estate besides the policy, and I want to make sure we plan everything right. Not to be morbid, I just do not know.
Thank you guys! It was so helpful and really eases a pretty difficult time for us!